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What is a Mortgage Rate Lock?

A mortgage rate lock is a written agreement between the mortgage lender and borrower. There are several important factors when considering a mortgage rate lock: loan product, interest rate, origination, discount points, and the length of the rate lock. Second Mortgage Banker recommends locking the interest rate for at least 30 days to be safe

  • Confidence with rate lock commitments
  • Don’t let you rate lock expire



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