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What is a Jumbo loan?

Second Mortgage Banker discusses jumbo loans and non conforming lending restrictions. Non Conforming loans are really any loan that does not meet the specifications outlined by Freddie Mac or Fannie Mae.

Freddie Mac & Fannie Mae publish conforming loan limitations annually. At this time jumbo home loans are required for loan amounts that exceed $417,000 for most regions in the United States. The Second Mortgage Banker provides financing for jumbo loans up to 2.5 million.



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