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What's the difference between a mortgage banker and a broker?

Consider the pros and cons of refinancing with a Broker versus a Mortgage Banker. A mortgage brokers advises you on the mortgage loans available from different wholesale lenders and banks. Brokers will take the initial loan application and processes the loan, but brokers cannot guarantee the loan like a lender or mortgage banker. Brokers typically have access to many programs, whereas Bankers will typically be restricted to the loan products that their bank features.

  • Brokers have more access to more programs
  • Bankers are able to get exceptions for often

Broker Versus Banker



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